Terms of Service

Website Terms of Service

Catapult Coverage is operated subject to the Terms of Service set forth below. These Terms apply to all users of this website and constitute a binding legal agreement. This website reserves the right to modify these Terms at its discretion.

Last Updated: July 9, 2026

Privacy Policy Reference

Our Privacy Policy, which is incorporated into these Terms by reference, is available at Privacy Policy. This site serves general audiences in the United States and complies with all applicable privacy legislation, including COPPA at the federal level and state laws such as the CCPA/CPRA, CPA, VCDPA, CTDPA, TDPSA, MODPA (effective October 2025), ICDPA, KCDPA, RIDTPPA, and subsequent state enactments.

Meaning of Key Terms

Unless otherwise stated, the following terms have the meanings set forth below: “Personal Information” or “Personal Data” means information that identifies, could identify, or could reasonably be linked with a specific individual, consistent with applicable privacy law definitions. “Sensitive Personal Information” means, at minimum, Social Security numbers, government-issued IDs, financial account credentials, precise geolocation data, racial or ethnic origin, religious or philosophical beliefs, trade union membership, health or medical data, biometric data used to uniquely identify individuals, sexual orientation or gender identity, immigration status, and private communications content. “Sale” and “Sharing” have the meanings ascribed under applicable state privacy statutes, which may include disclosures for monetary value or for cross-context behavioral advertising.

Content Use Policy

Visitors may access and use the content on this website at no cost, provided such use is personal and noncommercial in nature. Any commercial use of the content is prohibited and constitutes a breach of this Agreement.

About This Website

Catapult Coverage’s purpose is to provide free content, monetized through advertising. Users may visit and browse this site for personal, noncommercial reasons; the site is not intended to facilitate commercial transactions or activities by its visitors.

How We Use Advertising and Marketing

This website’s operations are funded through advertising. Catapult Coverage and its marketing partners may earn compensation from user engagement with ads, and material commercial relationships are disclosed.

Email: Submitting your personal information through this website may result in email marketing from Catapult Coverage and partner companies. To opt out, follow the unsubscribe instructions in any email. Opt-out requests will be honored within 10 business days as required under CAN-SPAM.

SMS: If you provide a mobile phone number and affirmatively consent to receive text messages, Catapult Coverage or its partners may contact you via SMS. Standard message and data rates may apply. Reply STOP to opt out at any time; reply HELP for assistance. Consent to receive SMS is not required for any transaction or website use.

External Websites and Referrals

These Terms are applicable to Catapult Coverage only, as operated by [COMPANY]. Any links to or from third-party websites on this site do not indicate [COMPANY]’s endorsement or control of such sites. [COMPANY] is not responsible for and assumes no liability for third-party content, privacy practices, or data handling. Before providing personal information to any third-party site, users should review that site’s applicable terms and privacy policy.

Your Data and How We Use It

Catapult Coverage gathers personal information from users in accordance with our Privacy Policy, which is incorporated into these Terms by reference. The categories of data we may collect include names, email and postal addresses, phone numbers, IP addresses, device identifiers, and browsing or behavioral data. We may share such data with advertising partners, data brokers, and other third parties for purposes that include targeted advertising, lead generation, and analytics, as described in our Privacy Policy. We do not sell Sensitive Personal Information. Applicable state privacy laws provide users with rights to access, correct, delete, and opt out of data sales, sharing, and targeted advertising. To exercise these rights, please visit our Privacy Choices page or contact us as described below. We will respond within the timeframes required by applicable law.

Financial Information Policy

This website operates without requiring users to provide financial account information. If you believe your financial information may have been improperly collected or shared in connection with this website, please contact [COMPANY] right away using the contact information below.

Ownership of Content

© 2026 Catapult Coverage. All rights reserved. 

Catapult Coverage's trademarks and proprietary content on this website may not be used without prior written consent. Unauthorized use may result in legal action.

If you believe content on this website infringes your copyright, please send a written notice to contact@catapultcoverage.com that includes: (1) identification of the copyrighted work; (2) the URL of the allegedly infringing content; (3) your contact information; and (4) a statement of good faith belief that the use is unauthorized.

Minor User Privacy

Catapult Coverage is directed to general audiences and is committed to compliance with COPPA. We do not knowingly collect personal information from children under the age of 13. Upon discovery of such collection, we will promptly take steps to delete the information. This website is intended for users 18 and older. Parents or guardians who suspect a child has shared personal information on this website should contact us without delay.

U.S.-Only Service

This website is intended for use by visitors located in the United States. Users accessing this website from outside the United States do so at their own risk and are responsible for compliance with applicable local laws.

Prohibited Conduct

Users are prohibited from engaging in the following activities on Catapult Coverage: (i) collecting user data for unauthorized commercial purposes; (ii) conducting e-commerce or commercial transactions; (iii) falsely representing identity or affiliation; (iv) disrupting or interfering with website security or infrastructure; (v) submitting or distributing harmful or unlawful content; (vi) using automated scraping, crawling, or extraction tools without express written authorization; and (vii) any conduct that violates CAN-SPAM, TCPA, CCPA/CPRA, FTC requirements, or other applicable law.

Updating These Terms

These Terms are subject to modification at any time without prior notice. Updates affecting user rights will be indicated by a revised “Last Updated” date. Ongoing use of this website after any change constitutes agreement to be bound by the revised Terms. Access may be suspended, restricted, or terminated for violations, and all available legal remedies may be pursued.

Dispute Resolution

BEFORE COMMENCING FORMAL PROCEEDINGS, THE PARTIES AGREE TO ATTEMPT IN GOOD FAITH TO RESOLVE ANY DISPUTE ARISING UNDER OR RELATED TO THESE TERMS INFORMALLY WITHIN 30 DAYS. IF INFORMAL RESOLUTION IS UNSUCCESSFUL, DISPUTES SHALL BE RESOLVED THROUGH BINDING ARBITRATION UNDER THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION. INJUNCTIVE RELIEF MAY BE SOUGHT IN ANY COURT OF COMPETENT JURISDICTION.

CLASS ACTION WAIVER: TO THE EXTENT PERMITTED BY LAW, YOU AND [COMPANY] AGREE TO RESOLVE ALL DISPUTES INDIVIDUALLY, AND NOT AS PART OF A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION.

Which Laws Apply

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Nothing in these Terms limits any rights you may have under applicable state or federal privacy laws.

Ways to Contact Us

For questions concerning these Terms, write to contact@catapultcoverage.com or mail your inquiry to: 1391 W 5th Ave #220, Columbus, OH, 43212. If you prefer to exercise your rights under CCPA/CPRA or other applicable state privacy law by phone, you may reach us at: [TOLL FREE NUMBER].

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